Erika Patricia Palacios is the Founder and Principal of Winston Solutions Group, bringing together more than two decades of experience in the insurance industry with a strong commitment to education, compliance, and long-term client relationships.

Since 2000, Erika has worked closely with individuals and families to help them protect their financial future through carefully structured life insurance and financial protection strategies. She holds an MBA and the CLTC® designation and specializes in life insurance, health insurance, Medicare guidance, and tax preparation. As a Certifying Acceptance Agent (CAA) and IRS Authorized E-File Provider, Erika also assists eligible clients with ITIN applications and federal tax compliance.

Erika’s approach is rooted in transparency, regulatory integrity, and long-term planning, not sales pressure. She is known for her patient, hands-on guidance and her ability to clearly explain complex insurance and tax topics, empowering clients to make informed, confident decisions.

Licensed in multiple states, Erika proudly serves individuals, families, seniors, and business owners throughout New Jersey, New York, Connecticut, and other licensed jurisdictions. She remains committed to continuing her education, providing ethical service, and adhering to industry best practices.

Beyond her professional work, Erika is deeply committed to serving her community with care and integrity. She believes financial protection is about more than policies and paperwork, it is about people, families, and building lasting security for future generations.